內容大鋼
本書響應國家「雙循環」戰略，為培養具備跨文化適應能力的商科人才提供教學資源支持。全書從個人理財和消費者保護視角闡釋英國金融服務業監管，分為上下兩編。上編解析英國金融監管體系架構、各機構職責與協作，涵蓋英格蘭銀行、PRA、FCA等機構的監管職能與方法，以及支付、養老金、信息保護、競爭與市場等領域的監管舉措。下編梳理維護消費者權益和市場誠信的舉措及相關保障，包括金融行為監管細則、個人信息保護法律、消費者維權途徑，以及防止市場濫用、反洗錢等方面的法律與監管規定。
本書融入英國金融市場的真實案例和數據，附有練習題、案例分析等資料，為學生學習跨國金融知識及相關從業者開展全球化個人金融服務提供監管知識基礎。
目錄
I UK Financial Services Regulatory Framework
1 Regulatory Structure of the UK Financial Services Sector
1.1 The Need for Financial Services Regulation
1.2 Historical Development of the UK Financial Services Regulation.
1.3 Regulatory Structure of the UK Financial Services Sector
2 The Bank of England
2.1 The Mission
2.2 Governance
2.3 Monetary Stability
2.4 Financial Stability
2.5 Supervising Financial Market Infrastructures
2.6 Other Roles and Responsibilities
3 The Prudential Regulator
3.1 Role, Responsibilities and Approaches
3.2 Regulation
3.3 Supervision
3.4 Stress Testing
3.5 Resolution
3.6 Working with Other Regulators
4 The Conduct Regulator
4.1 Role and Responsibilities
4.2 Statutory Objectives
4.3 Authorisation
4.4 Supervision
4.5 Enforcement
4.6 Working with Other Regulators
5 The Payment Service Regulator
5.1 Payment Systems
5.2 Statutory Objectives and Responsibilities
5.3 Approaches
5.4 Working with Other Regulators
6 The Pension Regulator
6.1 Responsibilities
6.2 Regulatory Approaches
6.3 Working with Other Regulators
7 The Information Regulator
7.1 Responsibilities
7.2 Working with Other Regulators
8 The Competition Regulator
8.1 Responsibilities
8.2 Working with Other Regulators
Summary, Case Studies and Further Reading Materials
II Consumer Protection and Market Integrity
9 Personal Financial Services Regulations
9.1 Authorisation of Organisations
9.2 Approval of Individuals
9.3 Conduct of Business Rules
9.4 Fair Treatment of Customers and Consumer Duty
9.5 Dispute Resolution Requirements
Summary, Case Studies and Further Reading Materials
10 Data Protection
10.1 Data Protection Principles
10.2 Individual Rights
10.3 Lawful Basis for Processing
10.4 Data Protection Officer
10.5 Personal Data Breach
11 Complain and Compenstion
11.1 Ombudsman Schemes
11.2 Compensation and Protection Schemes
12 Market Abuse Regulation
12.1 The Market Abuse Regulation
12.2 Market Abuse Offences
13 Anti-Money Laundering
13.1 Money Laundering
13.2 Stages of Money Laundering
13.3 Anti-Money Laundering Legislation
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