1 Introduction to the UK Financial Sector 2 The Bank of England 2.1 The Mission 2.2 Governance 2.3 Monetary Stability 2.4 Financial Stability 2.5 Supervising Financial Market Infrastructures 2.6 Other Roles and Responsibilities 3 Role of the Financial Institutions in the UK Financial Sector 3.1 Retail Banks 3.2 Building Societies 3.3 Credit Unions 3.4 Investment Banks 3.5 Insurance Companies and Investment Companies 4 Financial Markets 4.1 London Stock Exchange 4.2 New Issues Market 4.3 Three Ways a Company Can Join the Market 4.4 Secondary Market 4.5 Interbank Market 4.6 Sterling Certificates Deposit Market 4.7 Derivatives Market 4.8 Relationship between the Institutions, Markets and Customers in the UK Financial Sector 5 Personal Financial Services 5.1 Introduction 5.2 Banking 5.3 Personal Finance Protection 5.4 Investment Products 6 Financial Services Regulation 6.1 Introduction 6.2 Regulatory Structure of the UK Financial Services Sector 6.3 Prudential Regulation Authority 6.4 Financial Conduct Authority 6.5 Authorisation 6.6 Treating Customers Fairly 6.7 Consumer Duty 6.8 Complaints and Compensation Processes 6.9 Data Protection 7 Digitalisation of UK Financial Services 7.1 Introduction 7.2 Fintech Ecosystem 7.3 Open Banking 7.4 Digital Payments 7.5 Challenger Banks 7.6 Insurtech 7.7 Sustainable Digital Finance 7.8 Regulatory Innovations 8 Financial Inclusion 8.1 Introduction 8.2 Nature and Scale of Financial Exclusion in the UK